Tata Capital’s Home Loan
Tata Capital offers home loans up to 5 crore rupees to aid borrowers in achieving their dreams of home ownership. Their attractive interest rates start at just 8.70 percent per annum.
Moreover, borrowers have the complete flexibility to choose their preferred loan amount, comfortable repayment tenure, and monthly installment plan based on individual needs and budget. Also, Tata Capital’s home loan is a secured loan. This means that the property being purchased or constructed serves as collateral until the full loan amount has been repaid.
With customised offerings, competitive interest rates, and loan terms that fit borrowers’ requirements, Tata Capital’s home loans make owning a home accessible to many Indian families and individuals.
Key Features of Tata Capital’s Home Loans
Experience the versatility of Tata Capital’s home loans with their comprehensive suite of features.
1. Multipurpose loan
Tata Capital’s housing loans go beyond just buying a property. Borrowers can use them to purchase a ready-made or under-construction property, buy a plot and construct a house, or extend and renovate their existing home.
2. Easy-to-meet eligibility criteria
Tata Capital keeps things straightforward. Borrowers can secure a high-value home loan by meeting simple eligibility criteria. Besides, they can also use their home loan eligibility calculator to know the maximum loan amount they can avail of.
3. Flexible repayment tenure
Tata Capital’s home loans, with a flexible repayment tenure of up to 30 years, make managing monthly EMIs budget-friendly and stress-free for borrowers. Enhancing this experience, Tata Capital also offers a Home Loan EMI Calculator. This tool aids in efficiently estimating monthly payments, ensuring informed and comfortable financial planning for homebuyers.
4. Multiple repayment options
Besides offering longer repayment tenure, Tata Capital gives borrowers the flexibility to repay their home loan in two ways:
– Standard EMI Plan: Pay a fixed amount every month until the home loan is fully repaid. Ideal for those with a consistent income and repayment capacity.
– Step-Up Flexi EMI Plan: Start with smaller monthly payments and gradually increase them as your income grows. This plan allows you to save on interest and repay your housing loan faster.
5. Online application
Tata Capital makes the application process convenient. Apply for a home loan from the comfort of your home. Visit their website, fill in the home loan application form, upload the necessary documents, and submit the form. Once approved, the sanctioned loan amount will be transferred to your bank account within 3-5 working days.
Tata Capital not only makes homeownership accessible but tailors the experience to your needs. From versatile loan usage to flexible repayment options and the convenience of online applications, Tata Capital is committed to making your journey to a dream home effortless and enjoyable.
For more information about Tata Capital’s home loans and other financial products and services, visit their website.
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