Bajaj Finance Ltd.
With the unprecedented times we find ourselves in, we don’t know when we may face an unplanned expense. And while our elders have always made the case for setting some money aside for a rainy day, we may or may not have a large enough corpus in case of an emergency. This is where a personal loan can come in handy.
Borrow a large loan amount – up to Rs. 25 lakh – without submitting any collateral or security. As long as you meet the eligibility parameters as mentioned below, you can get the funds you need without any bother.
When you apply for a personal loan From Bajaj Finserv, you only need to meet the basic eligibility criteria as laid down by the lender. For instance, you must be a resident citizen of India; you should be aged between 23 and 55 years old; and you must be employed with an MNC or a private/public company. It is advisable to have a CIBIL score of 750 or more.
The online application process is fast, easy, and needs very basic paperwork. There is no need to visit a branch or fill out long forms. Just enter your personal details and submit your basic documents; see the loan amount assigned to you and get the money in your bank account. Yes, it really is that simple.
Once you meet the eligibility parameters, you stand to get paperless approval on your application for India’s fastest personal loan – in less than 5 minutes.
The convenience of the personal loan is extended to repayment tenure as well. Choose from repayment tenures of up to 60 months and benefit from added flexibility. Plus, you can also use the Flexi Loan facility to reduce your EMIs by up to 45%*. That's right, you can choose to pay just the interest amount of your loan as EMIs for the initial part of the loan tenure and lower the burden of your personal loan EMIs.
Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 40 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Lifecare Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.