Bajaj Finance Limited, the lending arm of Bajaj Finserv, offers a collateral-free personal loan for home improvement on flexible terms to customers looking to get their houses renovated and ready for the festive season. Borrowers can benefit from a quick loan disbursal and use the finances to redo exteriors, remodel rooms, upgrade appliances and revamp interiors. All they need to do is meet the simple eligibility criteria, submit minimal documents and apply via a pre-approved offer.
Here’s how a personal loan for home improvement will help you finance your home renovation expenses easily and quickly:
Unsecured loans for end-to-end renovation
Bajaj Finserv offers substantial financing, which is enough to bring all home-renovation expenses under one umbrella. All this comes without the need for any collateral. Customers can purchase new furniture and interior fittings, redo entranceways, landscape gardens, remodel living and dining areas, paint and redecorate the bedroom and bring home modern appliances without stepping out of budget.
Further, with a high loan amount approved, you can hire an interior designer to plan things to perfection. Exterior and interior revamps add a degree of grandeur to the season’s celebrations. With ample financing available, customers can make the most of the seasonal deals on home furnishings, furniture, appliances and more to give their homes a festive touch without hassle.
Flexible terms and facilities for every budget and need
Customers can choose to repay the amount borrowed over a flexible tenor ranging up to 60 months. If major renovations are on the cards, borrowers can select a long tenor and thus, by splitting repayment over a greater number of months, keep their cash outflow in check. Customers can also pick a short tenor, in case their debt outgo is within bounds and thus, limit their net interest payments.
Home renovation needs tend to take unexpected turns and unforeseen work may call for additional financing. Bajaj Finserv helps borrowers obtain the convenience of instant funding by allowing customers to avail the flexi loan facility. With this feature, individuals can withdraw finances from their overall sanction on the go, without needing to make fresh applications. Interest is incurred only on the amount utilised and borrowers can part-prepay finances when they have excess funds.
24-hour disbursals and pre-approved offers for instant financing
To obtain financing, customers need to fulfil only the simple eligibility criteria and produce the necessary KYC and financial documents. Once the loan application is approved, the finances are disbursed to the applicant’s account in just 24 hours. Speedy financing is the key to get your home festival-ready without any delay and Bajaj Finserv allows customers to check their pre-approved loan to expedite proceedings and avail a loan on customised terms.
About Bajaj Finance Limited
Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 36 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. It is also the only NBFC in India with the international ‘BBB’ with a stable outlook for long-term, by S&P Global Rating.
To know more, please visit: https://www.bajajfinserv.in