In today’s fast-paced life, the significance of availing quick loans cannot be emphasised enough. Whether you want to address an emergency or meet an important goal in your life, getting access to funds instantly and easily ensures that you don’t have to deviate from your plan. Bajaj Finserv Ltd, through its lending and investment arm Bajaj Finance Ltd, offers personal loan where you can get instant funds in just 24 hours.
From simple application and quick approval to speedy disbursal, this loan scores high in every aspect, which makes it an ideal financial solution for both personal and professional needs alike. Here’s a rundown on the Bajaj Finserv Personal Loan and its standout features, which makes it the perfect loan for when you need financing instantly:
Qualify for the loan quickly by meeting simple eligibility criteria
To help you be in the running for a quick personal loan, Bajaj Finserv allows you to qualify for the loan basis simple eligibility terms, which are easy to meet. Take a note of the criteria.
- You should be a resident Indian, who is aged between 23 to 55 years
- You should be a salaried applicant employed in a public or private sector organisation or an MNC
- Your net monthly salary should meet the minimum prescribed limit based on your city of residence
Qualifying for these criteria makes you eligible for the loan, which in turn, helps your application get approved in a hassle-free manner.
Produce minimal documentation and enjoy hassle-free application
Once you meet the eligibility criteria, you are required to furnish certain documents as proof of your eligibility. In addition, the collateral-free nature of the loan eliminates the need for submitting a stack of paperwork, which makes for an even simpler application process.
All you need to do is gather the following documents and submit them to accelerate your approval.
- KYC documents such as your PAN card, Passport, and Aadhaar card
- Your employee ID card
- Last 2 months’ salary slips
- Last 3 months’ account statements of the bank in which your salary gets deposited
Access high-value sanction in under a day via instant approval and quick disbursal
Once you are eligible for the loan, Bajaj Finserv verifies your application and approves your loan in less than 5 minutes, if everything is in order. Once approved, you can expect to get your funds directly in your bank account in under 24 hours. This catapults you in a better position to meet your financial obligations.
Based on your eligibility, you can access a high-value sanction of up to Rs. 25 lakh at attractive interest rates. Besides, to make repayment easy for you, Bajaj Finserv offers a flexible tenor ranging up to 60 months. Use the personal loan EMI calculator to ascertain EMIs that are easy on your pocket.
Benefit from one-step online approval by applying via your pre-approved offer
To speed up your application, approval and disbursal even more, consider applying for a personal loan via your customised deal from Bajaj Finserv. Here, Bajaj Finserv tailors a deal based on your credit and financial profile. This means you will be offered a loan that is best suited for you, which reduces the time that you would otherwise have to spend on scouting for the right option. What’s more, you can check your pre-approved offer in just a few seconds by simply submitting your name and number. You can then apply online and enjoy a one-step hassle-free approval, which further accelerates your financing.
In addition, the Bajaj Finserv Personal Loan comes with flexi loan facility with which you can borrow as much as you need and pre-pay at ease. So, now availing a high-value personal loan is no longer a dream.
About Bajaj Finance Limited
Bajaj Finance Limited, the lending arm of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 36 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Loans for Professionals, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. It is also the only NBFC in India with the international ‘BBB’ with stable outlook for long-term, by S&P Global Rating.
To know more, please visit: https://www.bajajfinserv.in