Bajaj Finance Ltd.
Whether you own a small food processing business or a large leather factory, working capital is equally important to keep your business up and running. You need it to meet day-to-day business expenses related to inventory, salaries, utility bills, and equipment, and also for business expansion, paying creditors and suppliers, training employees and meeting emergency needs.
Easy application and quick loan approval within 24 hours
As there is no lengthy paperwork or formalities involved, your loan gets approved within 24 hours’ time. This makes it possible for you to meet planned and emergency working capital requirements with ease. So, if your machinery breaks down when you are busy with fulfilling an urgent consignment, you don’t have to worry about missing your delivery date. Instead, you can simply apply for a Working Capital Loan from Bajaj Finserv to pay for the repairs.
High-value loan amounts without collateral
Flexible withdrawal facility reduces cost of credit
This one-of-a-kind feature allows you to withdraw from your sanction multiple times, as and when you need to. You can part-prepay what you withdraw and then re-draw it too, if need be. Here, interest is payable only on the amount you use and not your entire sanction. Moreover, you can also repay the loan using interest-only EMIs and repay the principal at the end of the tenor. This way you save up to 50% on EMIs, which allows you to manage your cash flow better.
So, avail a Bajaj Finserv Working Capital Loan as soon as you think you need external aid to manage your cash flow efficiently. To initiate the process, check your pre-approved offer and enjoy quicker processing and approval.
Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 21 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loans against Property, Small Business Loans, Home loans, Loans for Doctors, Loans for CAs, Loans for Engineers, Credit Cards, Two-wheeler and Three-wheeler Loans, Construction Equipment Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits and Advisory Services. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.